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Indian-Commodity  :  Top News  :  Ujjivan Financial trims rates for microfinance loans

Ujjivan Financial trims rates for microfinance loans (29-Sep-2016)

Ujjivan Financial Services, a leading pan-India microfinance institution, which is in process of transforming into a small finance bank, has decided a significant interest rate reduction of 75 bps with effect from October 1, 2016. The new interest rates for all Microfinance Loans have been lowered by 0.75%. The rate for Individual Bazaar Loans, however, remains unchanged. The company's predominant focus has been to cater to the unbanked urban financially weaker segment. However, over time, Ujjivan has substantially expanded its footprints in the semi urban and rural geography across 24 states, especially in Karnataka, Tamil Nadu, West Bengal, Odisha, Delhi and Maharashtra and is now the largest Microfinance Institution in India by geography.

Ujjivan offers a diverse range of loan products to cater to the specific requirements of its customers. Its products can be classified under two broad categories, namely, group loans and individual loans.


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